Baccarat Casino Online Guide: Best Online Baccarat Casinos

Playing baccarat for real money online may be one of the best choices for inexperienced bettors because of the easy rules and high RTP of the game. At the same time, online baccarat has been the first choice of many serious and quite adept gamblers in recent years because its betting limits can go very high.

Here’s our shortlist of the best online baccarat casinos in the USA for those eager to dive in immediately. Our curious readers can keep reading our baccarat casino online guide for more information and great offers.

Top Baccarat Casinos for 2024

About Baccarat Online in Short

• Easy Rules – The baccarat game comes with very easy rules. Essentially, the objective of the game is for a hand to reach closer to nine. The player can bet on the ‘Player’, the ‘Banker’ hand, or a tie. There is no hitting, standing, or splitting, the game follows a set of pre-determined rules, so it’s all about luck.
• High RTP – Baccarat is equally loved and dreaded by the best online casinos. On the one hand, it is increasingly more popular, so it attracts many US players. But on the other the house edge is so low, around 1.2%, that is potentially much easier for the players to score big.
• Live Games – One of the best ways to play baccarat online is at the live tables. It’s so much more fun to play with a read dealer and real cards. Because, just like blackjack, the game is all about the atmosphere. Dealers in tuxedos, sumptuous backgrounds, it’s all very James Bond-ish.
• Available on Mobile – The best thing about playing baccarat online is that the player doesn’t have to be anywhere specific. All of the best online casinos have great mobile apps offering RNG baccarat games and live dealer baccarat tables, which have been perfectly optimized for smaller screens.

Advantages of Our Recommended Baccarat Online Casinos

We will now let our readers sneak a peek into our ranking process and show them how our scoring system works. To be sure we’ve chosen the best online casinos for real money baccarat, we’ve adopted a 6-step evaluation procedure that can sift out the mediocre internet casinos.

• Many Baccarat Tables – Our casinos have a great variety of baccarat and other casino games with wide betting limits.
• Live Dealer Baccarat – The live sections at our recommended casinos feature some of the best real dealer baccarat games.
• Baccarat Bonus – We’ve chosen online casinos where the welcome bonus is actually eligible on baccarat.
• Top Software Providers – Our selectees are powered by some of the most renowned software developers in the iGaming industry.
• Safe Deposits & Withdrawals – Secure transactions and fast processing time are a must when playing real money baccarat.
• Mobile Baccarat Casinos – All the casino sites we’ve shortlisted have great mobile platforms with rich baccarat sections.

More Baccarat & Online Casino Topics

Online vs Land-Based Casino Baccarat

Usually, at a land-based casino, baccarat would be tucked away in the high-stakes gambling areas. Last we checked, the minimum bet per hand on the Las Vegas strip was about $50. So this game was almost exclusive to high rollers. Online gambling has changed that. Gamblers don’t need a substantial bankroll to play baccarat online because bet limits start at $1. Otherwise, playing online is very similar to playing at a physical casino.

An Overview of The Baccarat Game

Game Demo – Free Online Baccarat Games

Free baccarat games are a great way for the players to learn the rules and test out their betting strategy. That’s why we’ve included a demo version of one of the most popular tables by NetEnt. Baccarat Pro is played with 8 decks of 52 cards. The RTP for the different bets are as follows: Banker – 98.94%, Player – 98.76%, Tie Bet – 85.64%. The free games will not bring any real money winnings, but the real-play version could be potentially very rewarding.

How to Play Baccarat Online

Playing baccarat online is relatively easy. We are going to walk our readers through a game of classic real money baccarat. Later on, we’ll explain the differences between the most popular variations of this table game found at US baccarat casino online operators. Just like in other games with cards, the number of decks used may affect the house edge. So, always choose tables with a low house edge playing with fewer decks.

1. Set a Budget – And stick to it no matter what. Choose a baccarat table with a suitable bet range for the budget.
2. Choose a Bet – Select the Banker bet, or the Player bet but avoid the Tie bet because it is very risky. Betting systems may be used for better results. Just be prepared before the game starts.
3. Cards Are Dealt – Two cards are dealt both to the Banker and the Player. If the player has 5 or lower, they can draw a third card.
4. Optional: Third Card is Dealt – Whether the Banker is dealt a third card depends on their hand and the score of the player’s hand.
5. Win the Round! – If the Player or the Banker has a ‘natural’ hand, meaning the first two cards add up to 8 or 9, no more cards are drawn, and the game is won by the one with the ‘natural’. Otherwise, the hand closer to 9 wins.

All Baccarat Variations

Baccarat history is supposed to go back to Medieval times in Italy. So, this is one of the oldest card games. But playing baccarat online, bettors will notice a few interesting variations. There are two major variations of real money online baccarat: Punto Banco (aka American Baccarat) and Baccarat en Banque. But we’ll discuss Chemin de Fer, Super Pan 9, Baccarat Squeeze, and Three Card Baccarat because they can be found at some casinos.

Punto Banco (American Variation)

The Italian origin of the Punto Banco name, which stands for ‘Player Bank,’ may suggest otherwise, but actually, the game is commonly found at American and Australian casinos online and offline. Punto Banco is played just like classic Baccarat. The only difference is that the players play against the house only. And the Banker role is always reserved for the casino.

Chemin de Fer

Chemin de Fer is most popular in the land-based European casinos. It’s hard to transfer the game online because, in this variation, the players deal the cards, and the role of the Banker rotates around the table in every new round. Unlike the standard game, here, the players decide whether they want to hit or stand.

Baccarat en Banque

Although Baccarat Banque is typically played in Europe, some American online casinos may also offer it. In this variation, the role of the Banker is auctioned off to the player taking the riskiest bet. Also, it is the player who deals the cards. The last substantial difference between the classic Baccarat and Punto Banco is that the players can decide whether to hit or stand when they have 5.

Three Card Baccarat

Found in the land-based casinos in Asia, mostly in Macau, this game is much different from the classic variation and not so common at baccarat casinos online. As the name suggests, Three Card Baccarat is played with three cards instead of two. A single 52-card deck is used, and the hand with more face cards wins the round.

Super Pan 9

Super Pan 9 is very similar to Three Card Baccarat. Both the player and the bank are dealt three cards. But this time a single 36-card deck is used instead of a standard 52-card deck. In the smaller deck, the only cards used are A, 2, 3, 4, 5, and 6. Usually, the game is played with 8 decks, but some casinos may use up to 12 decks.

Baccarat Squeeze

One of Evolution’s stellar casino games, Baccarat Squeeze, is a live table where the cards are dealt face down, and the dealer squeezes the card just before it is revealed. Live Baccarat Squeeze is streamed from Evolution’s live studio in Latvia. The added suspense of the squeeze is shot by more than 15 HD cameras from different angles.

Live Dealer Baccarat Games

Playing baccarat online live is one of the most enjoyable online gambling experiences for beginners and experts alike. The game is slow-paced and easy, which makes it a good choice even for first-timers. But at the same time, it comes with a very low house edge and high betting limits, which is what big spenders look for.

Of course, Evolution is the leading developer of real money baccarat games with live dealers. Its live suite is very popular among US baccarat players because of the numerous features across all variations, the betting opportunities, and the sleek optimization for all mobile devices.

Live Baccarat Variations

Baccarat players are offered great variety at the live tables because it’s easier for the developers to include a side bet or another feature when there’s a live dealer because the game is very interactive. Dragon Tiger is played with just two cards, so it’s absolutely the easiest variation available at online baccarat casinos.

Lightning Baccarat adds multipliers to each round, and winning tie bets with 6 lightning cards can result in a whopping 262,144x multiplier. No Commission Baccarat doesn’t take the 5% fee on the Banker bet if it wins. Below, we’ll present a list of the most popular live dealer games found at the best baccarat online casinos in the USA.

💻 What are the technical requirements for the live casino?

To play online baccarat live, players don’t need any special equipment. All modern computers, laptops, tablets, and smartphones meet the technical requirements for the live casinos. Basically, the player needs a browser and a stable internet connection. Nothing more. As for the mobile apps, most casinos usually invest in developing a downloadable iOS app but not an Android one. However, Android users can play in the browser and use the same functionalities.

Baccarat Game Developers

Playing baccarat online, we notice many software providers that have developed real money RNG variations. Most gambling sites offer at least a few baccarat variations amongst the other casino games. However, some baccarat games are just better than others. They have a better layout, a more authentic feel, an array of configurable settings, and, more importantly, better RTPs overall. The game studios below ranked highest for their baccarat suite in our software reviews:

• Evolution
• Microgaming
• Red Tiger
• NetEnt
• Playtech

Accepted Payment Methods

Gambling online is more convenient, and one of its biggest advantages over traditional brick-and-mortar casinos is that there are big real money casino bonuses to claim. Usually, they are unlocked with a certain deposit. We know US players prefer some deposit methods to others because they are used to using them. But we will surprise our readers with a few alternative payment options that are especially suitable for online gambling.

Withdrawing winnings from online casinos is possible after the wagering conditions of the bonus are met, and the player has completed a verification process. Usually, the method used for the deposit is automatically used for the withdrawal, too. But in case the payment provider doesn’t support withdrawals, an alternative option can be chosen. Depending on the casino and the banking method, withdrawals may take up to 5 business days.

Mobile Baccarat Casinos

All top online casinos have developed a mobile platform for their users, be it a downloadable app or an in-browser play option. Of course, not all games are always optimized for mobile devices, especially when it comes to baccarat. But we’ve made sure all our recommended casinos offer mobile baccarat and many other casino games.

Best Baccarat Bonuses

There are various real money casino bonuses for US players – no deposit bonuses, bonus spins, bundle bonuses. But the best ones are the deposit bonus offers because they trigger larger amounts. Although there are no casino bonuses exclusively suited for baccarat, most of the regular ones can be used for baccarat, too. One thing to keep in mind is that the game weighting is around 10%.

Baccarat Table Limits

The low house edge makes many high rollers play baccarat for very high stakes. Casino operators realize both the risk and possibilities that come with high RTPs. So, while the table limits are pretty high at some tables, they are still lower compared to land-based casinos. On the other hand, the minimum bet is so low that it makes baccarat suitable for all budgets.

The Best Baccarat Strategy

We’ve chosen 3 of the most popular baccarat strategies that have proven popular with players. We have to put a strong emphasis on the fact that no strategy is completely foolproof, and it doesn’t guarantee 100% success in each gambling session.

• Martingale The most popular strategy for even-odds betting used in casino games like blackjack, roulette, and baccarat. It is very simple to use. After every loss, the player is supposed to double their bet. This way, any losses could be covered by a single win in the long term.
• Labouchere This one is a little more complicated than Martingale. The players have to set a profit margin and increase or decrease their bets until the figure is reached.
• Paroli This strategy is the easiest one. Whenever the player wins a hand, they double the bet for the next round. Once three hands have been won in a row, the system ends and restarts with the original bet. If the player loses a hand, the system is stopped and restarted, too.

FAQs

We’ve discussed so many topics in this baccarat guide that we thought a final summary might prove quite useful in terms of readability. We’ve collected 10 of the most common questions that were submitted to our email by US baccarat players.

Best Online Casinos in Other States

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